We are now offering a buy now-pay later package.
All you need to do is pay 10% of the value of the bike at the time of purchase and pay nothing until the end of 12 months.
Your option then, is to either settle the amount outstanding plus an admin fee of £29, or if you choose not to pay the balance you then automatically enter into an interest paying agreement for up to 48 months which will incur interest at 14.9% per annum.
At any stage during this period you can request a settlement figure and pay the loan off early, which will reduce the amount of interest you would pay if you let the agreement run for its full period as shown in our examples below.
During the first 12 months, you are welcome to make payments to suit you, but it is not compulsory and you could pay the outstanding balance at any time to end the agreement before the end of the 12 months, should you choose to.
Many customers like to make payments during this period in order to reduce the amount outstanding at the end of the 12 month period, whereas others choose to pay nothing during this period and either settle in full after 12 months or allow it to enter the interest paying agreement as explained above.
Credit subject to status and affordability. Terms & Conditions Apply. Top Gear Limited trading as Top Gear Limited is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.
Credit is provided by a panel of lenders with whom we have a commercial relationship (so we cannot provide independent advice).