11 Merchants Wharf, Commercial Road 
Electric Bikes & Scooters  
11 Merchants Wharf 
Commercial Road, Penryn, Cornwall TR10 8AQ 
01326 379200 
 
 
OPENING TIMES 
Monday to Saturday 10.00-5.00 
 
 

 

 
BUY NOW PAY LATER ON ALL NEW ELECTRIC BIKES 
WITH ONLY 10% DEPOSIT (SUBJECT TO STATUS) AND NOTHING TO PAY FOR 12 MONTHS 
 
We are now offering a buy now-pay later package. 
All you need to do is pay 10% of the value of the bike at the time of purchase and pay nothing until the end of 12 months. 
Your option then, is to either settle the amount outstanding at no extra cost to you, or if you choose not to pay the balance you then automatically enter into an interest paying agreement for up to 48 months which will incur interest at 14.9% per annum. 
At any stage during this period you can request a settlement figure and pay the loan off early, which will reduce the amount of interest you would pay if you let the agreement run for its full period as shown in our examples below. 
During the first 12 months, you are welcome to make payments to suit you, but it is not compulsory and you could pay the outstanding balance at any time to end the agreement before the end of the 12 months, should you choose to. 
Many customers like to make payments during this period in order to reduce the amount outstanding at the end of the 12 month period, whereas others choose to pay nothing during this period and either settle in full after 12 months or allow it to enter the interest paying agreement as explained above. 
 
BUY NOW - PAY LATER  
12 months deferred and only 10% deposit required 
PAY NO INTEREST IF REPAID IN FULL WITHIN THE FIRST 12 MONTHS  
ELIGIBILITY 
In order to apply for credit you must: 
Be aged 21 or over 
Have a bank or building society account 
Be a permanent UK resident (and have been living in the UK for at least 12 months) 
Be in permanent paid employment or retired with a pension 
Have a good credit history 
 
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