We are now offering a buy now-pay later package.
All you need to do is pay 10% of the value of the bike at the time of purchase and pay nothing until the end of 12 months.
Your option then, is to either settle the amount outstanding in full, plus an admin fee of £29 and pay no interest, or if you choose not to pay the balance you then automatically enter into an interest paying agreement for up to 48 months which will incur interest at 14.9% APR per annum which is back dated to the start of the agreement.
At any stage during this second period you can request a settlement figure and pay the loan off early, which will reduce the amount of interest you would pay.
During the first 12 months, you are welcome to make payments to suit you, but it is not compulsory and you could pay the outstanding balance at any time to end the agreement before the end of the 12 months, should you choose to.
Many customers like to make payments during this period in order to reduce the amount outstanding at the end of the 12 month period, whereas others choose to pay nothing during this period and either settle in full after 12 months or allow it to enter the interest paying agreement as explained above.
Please note that should you not settle the outstanding amount in full before or at the end of the 12 month period, you will have incurred interest for this period, which you will then pay off over the remaining period of the agreement.
Credit subject to status and affordability. Terms & Conditions Apply. Top Gear Limited 11 Merchants Wharf, Commercial Road, Penryn, Cornwall, TR10 8AQ are authorised and regulated by the Financial Conduct Authority. We are a credit broker not a lender (so we cannot provide independent advice) – Credit is provided by Mitsubishi HC Capital UK PLC.